The Emphasys Lender Portal streamlines and simplifies the process of receiving reservations from your lenders. The Portal integrates with the Emphasys Loan Tracking system and allows lenders to enter reservations, check the status of loans, download reports, read bulletins, and check allocation status, all via the internet.
The Emphasys Single Family Portfolio Management system is an exception based reporting tool that tracks loans through maturity, payoff, or foreclosure. For each processing cycle, the system generates billing statements and trial balances to your servicers, and the servicers can send a report or exceptions electronically to the Single Family Portfolio Management module.
The Emphasys Pre-Eligibility Portal is designed for HFA consumers and allows you to create a complete, one-stop portal to guide home buyers through the entire homeownership process. As an online service, the portal is available anytime for consumers to find out if they are eligible for an HFA loan program.
The Loan Underwriting system works with Emphasys Software’s Lender Portal, Single Family Portfolio Management, and our Loan Tracking systems. Loans underwritten in the system are monitored to ensure that all underwriting requirements have been successfully met before loans are funded.
The Loan Tracking system works with Emphasys Software’s Lender Portal, Single Family Portfolio Management, and our Loan Underwriting systems to provide housing finance agencies the tools necessary to monitor and control loan originations and Mortgage Credit Certificates.
The Emphasys Foreclosure Tracking system is designed to aid housing finance authorities with processing all aspects of delinquent loans. From advance claim payments through final disposition of the property if it should become real estate owned, the Foreclosure Tracking system streamlines your processes.
The Emphasys eDocs Portal is designed for loan document attachments, review and approval, and is the communication link between lenders and your housing authority. The Portal is fully integrated with Emphasys’ Lender Portal and Loan Tracking, and allows HBE Counseling Agencies to upload and attach HBE Certificates to loan files.
The Emphasys Borrower Portal allows borrowers to access, from a secure location, account details such as loan balances, payment history, and monthly statements. Borrowers can even view or change personal details on the loan account, and calculate new amortization schedules with pre-payments.
The Emphasys Loan Servicing system works in standalone mode or integrated with other Emphasys software modules. The system maintains wholly owned and GNMA mortgage pools by investor for any combination of first or second mortgage types.