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Inside the Numbers: Julie White on Income Limits and Readiness

When HUD releases new income limits each year, the headlines don’t always capture the work that follows. Behind the...
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2025 Income Limits Are Here—Now What?

Why Income Limits Matter—And When HUD income limits determine whether a household qualifies for certain housing...
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Building Housing Security Through Innovation at DCHFA

This month, we are proud to celebrate the District of Columbia Housing Finance Agency (DCHFA) in our Emphasys HFA...
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AHCIA 2025: What the New LIHTC Expansion Means for HFAs

AHCIA 2025: What the New LIHTC Expansion Means for HFAs

The United States faces a widening chasm between housing supply and affordability. For Housing Finance Agencies 2025...
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Three C’s of Good Software

The Three C’s of Good Software: Competency, Completeness, and Correctness

Housing Finance Agencies sit at the intersection of policy, compliance, and human need. They administer billions in...
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Tenant file audits and NSPIRE compliance with Emphasys Client Services

Insights with Alfonso Estremadoyro, Multi-Family Client Services

With NSPIRE shifting how audits are evaluated and documented, many agencies are still finding their footing. That’s...
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MSHDA Affordable Housing Development

How MSHDA Is Reimagining What’s Possible in Affordable Housing Development

In 2021, the Michigan State Housing Development Authority (MSHDA) committed to a bold target: build or rehabilitate...
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FCC has reclassified Broadband as a Utility

Broadband Is a Utility—Now What for Housing?

The FCC reclassified broadband internet as a public utility in 2024—but in 2025, the real work begins. From funding...
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artificial intelligence enters housing

Artificial Intelligence Enters Housing: What Agencies Need to Know

As artificial intelligence enters housing and begins to influence operations, agencies must navigate its potential...
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NSPIRE Audit Requirements, What Agencies Are Still Navigating

As NSPIRE audit requirements mature from rollout to reality, Housing Finance Agencies are feeling the shift....
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Emphasys HFA Successfully Completes 2024 SOC 2 Type II Audit

Emphasys HFA Successfully Completes 2024 SOC 2 Type II Audit

At Emphasys HFA, we know that trust is the foundation of every partnership. Our clients rely on us not just for...
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The Future of Cloud Hosting for Government Housing Finance Agencies

Cloud Hosting That Meets the Moment

Government housing finance agencies (HFAs) face an increasing need to modernize IT infrastructure while maintaining...
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How HFAs Use Financing Tools to Keep Affordable Housing Projects Moving

Affordable multifamily housing projects are often the product of intricate financial arrangements, drawing from a...
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The Low-Income Housing Tax Credit, a Cornerstone of Affordable Housing

The Low-Income Housing Tax Credit (LIHTC) has long served as a cornerstone of affordable housing in the United States,...
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